There are a handful of companies that grant loans to international students and do not require a guarantor, such as MPOWER funding. The company based in the District of Columbia grants loans to undergraduate and graduate students, although most of the lenders are graduate students.
Unlike many other lenders, MPOWER also considers a student’s earning potential, unlike the credit history, in determining whether to approve a loan, says Manu Smadja, CEO, and co-founder.
“We observed dozens of variables,” says Smadja, “from the university is student participation, to SAT or GRE test scores or to GMAT or LSAT, so we can provide a merit-based loan.”
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